Chumphon 29 May - A former government official encountered a storm in his life and had to borrow money outside the system to meet expenses. But I couldn't find the money to pay the brutal interest payments in time. Bargaining was ineffective. Was threatened by a creditor and would be posted and abused I notified the police for help. Ms. Wara Namsuam, 37 years old, asked for help from the police at Mueang Chumphon Police Station. After receiving a loan from an informal lender named Mr. Nat, his real name and surname are unknown. Phone call threatening death and threatened to post the insults on Facebook History page of Chumphon cheaters It causes a feeling of fear and insecurity in life. Ms. Wara Namsuam revealed that she previously worked in a government agency in Chumphon Province. and got married and lived with her husband After having two children together, her husband began to have a habit of taking drugs, not working properly, and becoming addicted to gambling. To the point where he lost a bet and paw ned his car at a casino. Must borrow money to redeem In the end we had to separate. Leaving only a huge debt. Until he had to resign from work From the problem of debt from borrowing from both relatives and friends in government circles Until I came across the business card of a loan shark named Nat that said: Funding services Happy to give advice. For every profession Quick approval, credit limit from 2,000-100,000 baht, so I contacted him for the first time and borrowed 40,000 baht. Even though I knew the interest was high, it was necessary in order to pay off other creditors. Until recently, when the school started, two children had to spend money. So I asked for an additional loan. The old money was almost halfway paid off. This time I got a loan in the amount of 50,000 baht because it will be used to buy school supplies and clothes. But with a bad economy Jobs that make money are stuck again. Therefore, he asked for relief from his creditors by proposing that he would collect and pay in monthly installm ents. Because the installments are 4,500 baht per day, I really can't stand it, but the creditor threatens me. So he came to ask for help from the police. Later, Pol. Lt. Col. Sakrit Suknit, deputy superintendent of the Muang Chumphon Police Station. Therefore, the police team was brought in to investigate. Plan for Ms. Wara Telephone contact to Mr. Nat Met on the roadside in front of Thesaban 1 School, Ban Tha Taphao, Mueang District, Chumphon Province, to negotiate and request some payment. Not long after, Mr. Nat drove his car to the appointed point with Ms. Wara confirming her identity. The officers then detained him and took him to Muang Chumphon Police Station. which is only 100 meters away From the investigation, Mr. Nat testified that he had lent a loan to Ms. Wara in the amount of 50,000 baht, but actually received 45,000 baht, deducting a document processing fee of 2,500 baht and the first installment of interest of 2,500 baht, with the principal having to be remitted. 50,000 baht with interest of 2,500 baht for 24 days/period, which must pay interest totaling 60,000 baht per month, which she herself has informed Ms. Wara of the interest and installment payments, and Ms. Wara confirmed. Request to borrow the said money Initially, officials found that Mr. Anusorn Calculated as interest of 25% per month, or calculated as interest of 304.1% per year, which is an offense for lending money to collect interest in excess of what is required by law, according to the Act prohibiting charging interest in excess of the rate, Section 4 (1), which the rate The interest specified by law is not more than 15% per year or 1.25% per month, therefore making an arrest record. Allegedly is a loan originator By demanding an interest rate higher than what is required by law. before being sent to the investigating officer To proceed with legal proceedings Source: Thai News Agency