Government Confirms Insurance Coverage for Floods and Landslides in 73 Provinces

Phuket:Bangkok The government has clarified that disaster insurance encompasses coverage for floods and landslides, affirming its commitment to assist affected individuals across all 73 provinces.

According to Thai News Agency, the government has announced that disaster insurance will cover flood and landslide incidents in Phuket, allowing victims to file claims. The administration is actively providing assistance to people throughout the provinces, having already approved over 20 million baht in claims while expediting the review of an additional 354 million baht through 11 insurance companies.

Ms. Lalida Periswiwatana, Deputy Spokesperson for the Prime Minister's Office, shared updates on the government's initiative to offer disaster insurance to the public. She highlighted that 20,035,000 baht in compensation claims has been approved thus far, with 354,245,000 baht still under evaluation, aimed at mitigating hardship and facilitating the recovery of lives and property.

In terms of performance, group accident insurance policies have seen one claim transferred for 2 million baht, with eight more claims totaling 16 million baht approved and 29 claims under consideration. For group residential insurance policies, 209 claims have been approved amounting to 2,025,000 baht.

Damage reports total 28,970 from floods (198 approved), 1,309 from windstorms (11 approved), and 43 from earthquakes, across the provinces. The provinces reporting the highest numbers include Phetchaburi (5,324), Lopburi (3,725), Chainat (2,877), Bangkok (2,403), and Nakhon Sawan (2,125).

The project involves 11 insurance companies, including Bangkok Insurance Public Company Limited and Krung Thai Panich Insurance Public Company Limited, among others.

In response to recent flooding and landslides in Phuket, the government confirms coverage under the disaster insurance program. Affected individuals are encouraged to report damages to initiate the claims process, with the government coordinating closely with relevant agencies to ensure comprehensive and timely assistance.

Ms. Lalida emphasized the government's priority in supporting disaster-affected individuals through the insurance system to alleviate financial burdens and ensure quick and comprehensive assistance.