Bangkok, TCG and the National Insurance Commission signed a memorandum of understanding to promote savings in SMEs-Start up vocational students. Aims at promoting financial knowledge and build immunity in saving Increase opportunities to access credit in the system Before starting a business
Mr. Sittikorn Direksuntorn, Director and General Manager Small Business Credit Guarantee Corporation (TCG) signed a memorandum of understanding on cooperation in savings promotion activities with Ms. Jarulak Rueangsuwan, Secretary-General of the National Savings Fund (SLF), in carrying out activities in a systematic way. To promote and support SMEs - Start up vocational students.
By the National Security Council, training to provide financial knowledge (Financial Literacy) promotes and builds immunity to systematically manage funds through savings. To increase the opportunity to access credit in the system Before starting a business Especially the group of vocational students who are about to graduate. This is considered an important mechanism in the labor market and drives the economy for the country, while TCG, through experts from the SMEs Financial Advisory Center (TCG FA Center), will be a consultant on business operations. Access to capital Including supporting 4 financial knowledge skills training courses by TCG BUSINESS SCHOOL consisting of 1. Accounting management for making financial statements. 2. Planning and writing a business plan 3. Business financial planning techniques and 4. Preparing to apply for a loan from a financial institution. In addition, TCG also has a guarantee product to support Start Up under the project "TCG Strong SMEs" for new graduates and self-employed. Guaranteed amount per person 10,000-100,000 baht, free guarantee fee for the first 2 years and a maximum guarantee of 10 years, helping to support career stability for vocational students, SMEs- Start up entrepreneurs, and NFS members.
Mr. Sitthikorn said that this cooperation project is an extension of the cooperation project between TCG and the National Insurance Commission under the CSR activity "TCG Creates a New Life" which in the past has promoted career opportunities and Savings for prison inmates and people with disabilities With a savings training course building a career and financial knowledge When prisoners are freed and returned to society, they will be able to become strong SMEs with stability. This project has been in operation since 2020 and to date, more than 1,000 people have completed the training course.
Ms. Jarulak Rueangsuwan, Secretary-General of the National Security Council, said that the signing of this memorandum of cooperation To jointly promote cooperation and financial planning skills. Allocate savings to grow more. Especially self-employed people who are SMEs entrepreneurs have retirement savings with the Government Savings Bank, as well as driving youth to be aware of the importance of savings for the future. which is in line with the missions of both agencies To promote savings among Thai people Those who have the right to apply for membership of the National Security Council are only 15-60 years old and are not insured according to Section 33, Section 39, Section 40, Option 2 and Option 3, and are not members of the Government Pension Fund (GPF). and is not a member of a provident fund By saving money with the Government Savings Bank, a minimum of just 50 baht, a maximum of 30,000 baht per year. In the following months, the government will contribute additional money according to age, up to 100% or not more than 1,800 baht/year. - Ages 15 to 30 years, the government contributes
. 50% of each savings The total for the whole year does not exceed 1,800 baht.
- Ages 30 and up to 50, the government contributes 80% of each savings. The total for the whole year does not exceed 1,800 baht.
- Ages 50 and up to 60 years, the government contributes 100% of each savings. Total for the whole year not more than 1,800 baht.
The Government Savings Bank is a fund with freedom of savings. that gives members the opportunity to save their accumulated money according to their financial means Membership rights remain the same. Savings that members save with The Government Savings Bank can deduct taxes according to the actual amount, up to 30,000 baht/year. For those interested, you can apply and send accumulated savings. You can get it through your smartphone in the "NSF" application and the NSf. line "@nsf.th". Learn more details at the NSf.or.th website www.nsf.or.th and Facebook. Book 'National Savings Fund - National Savings Fund'. For more information, call the savings hotline, tel. 02-049-9000. -Thai News Agency
Source: Thai News Agency